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In addition, because the Currency Performance is calculated in this manner, there is no comparable limit on the negative Currency Performance of a Basket Currency. By introducing competing products into the marketplace in this manner, we or our affiliates could adversely affect the value of the notes. Of particular importance to currency exchange rate risk are existing and expected rates of inflation; existing and expected interest rate levels;. The notes are not designed to be short-term trading instruments. Such trading and hedging activities may affect the Spot Rates and, therefore, make it less likely that you will receive a positive return on your investment in the notes. It is possible that we or our affiliates could receive substantial returns from these hedging activities while the value of the notes declines. Additionally, the volatility of the currency exchange rates between the Basket Currencies and the Reference Currency could affect the value of the notes.

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