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You are not willing or are unable to assume the credit risk associated with HSBC, as Issuer of the securities. Unless we or our agent informs you otherwise in the confirmation of sale, the pricing supplement to which this free writing prospectus relates is being used in a market-making transaction. The Reference Asset will concentrate its investments i. You seek an investment for which there will be an active secondary market. Spin off companies are not added to the Underlying Index. Withholding and reporting requirements under the legislation enacted on March 18, as discussed beginning on page S of the prospectus supplement will generally apply to payments made after June 30, Different pricing models and assumptions could provide valuations for the securities that are different from our Estimated Initial Value. The securities do not guarantee any return of principal.

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