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For non-personal use or to order multiple copies, please contact Dow Jones Reprints at or visit www. The trustee could employ the money only for specific purposes. Godfrey recommends checking out an app called DriveWealth, which allows trading in fractional shares. When he started getting an allowance, his parents advised that he split it into three equal parts, for savings, spending, and donations. Today, the young investor majors in finance in college. He checks the balance once a month. Develop their mind to offset this desire to immediately spend it. He begged his parents for real money to stuff into the drawers. There are a couple of other savings vehicles for college.

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